TERMS OF USE

Last Updated: 01 April 2025

1. INTRODUCTION

1.1 These Terms of Use ("Terms") govern your access to and use of FSPComply website www.fspcomply.com. By accessing or using the Website, you agree to be bound by these Terms, our Privacy Policy, and any other relevant legal notices or policies.

1.2 If you do not agree to these Terms, you must immediately cease using the Website.

2. DEFINITIONS AND INTERPRETATION

2.1 "User", "you", or "your" means any natural or juristic person who accesses, browses, or interacts with the Website. 2.2 "Services" refers to the compliance-related consultancy, training, assessments, and any other professional services offered by the Company. 2.3 "Content" means all information, data, text, graphics, logos, documents, and multimedia displayed or made available on the Website. 2.4 "Personal Information" shall have the meaning ascribed to it in the Protection of Personal Information Act, 2013 ("POPIA").

3. USE OF THE WEBSITE

3.1 You may use the Website solely for lawful purposes and in accordance with these Terms. 3.2 You shall not: a. Use the Website in any manner that violates any applicable laws or regulations; b. Engage in any activity that compromises the Website’s security or availability; c. Attempt to gain unauthorized access to any portion or feature of the Website; d. Reproduce, distribute, modify, or create derivative works of any Content without prior written consent from the Company.

4. INTELLECTUAL PROPERTY RIGHTS

4.1 The Website and all Content therein are the exclusive property of the Company or its licensors and are protected under South African intellectual property laws and international treaties. 4.2 Unauthorized use, reproduction, or distribution of any Content may result in civil or criminal liability. 4.3 The Company grants you a limited, non-exclusive, non-transferable license to access and use the Website strictly in accordance with these Terms.

5. DISCLAIMER AND LIMITATION OF LIABILITY

5.1 The Content is provided for informational purposes only and does not constitute legal, financial, or professional advice. 5.2 The Company makes no warranties, express or implied, regarding the Website’s functionality, availability, or accuracy of Content. 5.3 The Company, its directors, employees, and affiliates shall not be liable for any loss, damage, or liability, whether direct, indirect, or consequential, arising from: a. Your use of, or inability to use, the Website; b. Any errors, omissions, or inaccuracies in the Content; c. Any unauthorized access or security breach affecting your data or personal information. 5.4 The Website may contain links to third-party websites. The Company is not responsible for the content or privacy practices of such third-party sites.

6. PRIVACY AND DATA PROTECTION

6.1 The Company processes personal information in compliance with POPIA and our Privacy Policy. 6.2 By using the Website, you consent to the collection, processing, and storage of your personal information as described in our Privacy Policy. 6.3 The Company implements reasonable security measures to safeguard personal information but cannot guarantee absolute security.

7. USER-GENERATED CONTENT

7.1 If the Website allows users to post, upload, or submit any content, such content must not: a. Infringe any third-party intellectual property or proprietary rights; b. Contain offensive, defamatory, or misleading information; c. Violate any laws, regulations, or ethical standards. 7.2 The Company reserves the right to remove or modify any user-generated content at its sole discretion.

8. INDEMNIFICATION

8.1 You agree to indemnify, defend, and hold harmless the Company, its affiliates, and employees from any claims, liabilities, damages, costs, or expenses arising from your: a. Use of the Website in violation of these Terms; b. Breach of any applicable laws or regulations; c. Violation of any third-party rights.

9. TERMINATION

9.1 The Company reserves the right to suspend or terminate your access to the Website at any time, without notice, if: a. You breach these Terms; b. The Company determines that your actions may cause harm to the Website or other users; c. Required by law or regulatory authority.

10. GOVERNING LAW AND DISPUTE RESOLUTION

10.1 These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa. 10.2 Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa.

11. CHANGES TO TERMS

11.1 The Company reserves the right to update or modify these Terms at any time. Continued use of the Website constitutes acceptance of the revised Terms. 11.2 Users are encouraged to review these Terms periodically for any changes.

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.